Author: Charles Tan
-
Startups: Focus back on fundamental; profitability and not subsidy.
I have been investing for the last 24 years I think. I started buying unit trust way back in 2020. Haha. I continue to be invested in the stock market and the amount remain substantial. I do NOT look at my stocks every minute, hour and day. Call me lazy, call me busy or even…
-
RM240,000 is the minimum we need to have in EPF when we retire
If this is a question for me, “Should I withdraw my EPF before 55?” My answer is a simple one, NO. My main reason is because EPF savings is really for post-retirement, when our active income has stopped or has gone down significantly versus the time when one was still working full time and thus…
-
Personal Finance 101: 5 things that could happen when we have extra money
It’s the beginning of the month. Salary has just been credited and we have just withdrawn a lumpsum amount of money and all the notes are now in the wallet. Okay, perhaps these days the younger ones do not need to siwthdraw money. They just need to load their e-wallets. Whatever way you chose, it’s…
-
NOÖRA @ DESA PARKCITY by ParkCity Group to be launched end-Nov
NOÖRA @ DESA PARKCITY is slated for launch in the fourth quarter of 2022 Noöra will be a 52 storey integrated development located on a 6 63 acre plot at the southern part of Desa ParkCity Noöra comprises two towers offering 1 156 residences ranging from one to three bedroom units and a dedicated retail…
-
Disneyland in Melaka? Disney says…
Well, someone announced it. Media reported it and now Disney has also given their clarification. Briefly, they said, NO. As for how did this Melaka exco got the nerve and confidence to announce such a news is beyond me. Probably need to wait for his own explanation then. Amazing run around the garden indeed. That…
-
Would you buy a haunted house?
Okay, I would not. Then again I learnt long time ago from my real estate friend that there are people willing to buy a haunted home, as long as it comes with a hefty discount. I repeat, I still would not. Haha. However, frankly speaking, if someone is able to buy a haunted house at…
-
Inflation – it’s really inflating at the moment. What about yours?
Inflation – it’s really inflating at the moment. What about yours? No one can escape inflation I was speaking the other day under the invite from OCR Group Bhd and I said that inflation is something we could not escape from. Sorry, somehow I heard someone saying that the government should do something about it…
-
GE15: So many offers for those who vote. WOW!
GE15. I will not say more. Just browse those photos and you would know what to do, okay? Do the right thing! And you will be rewarded. 🙂
-
KLGCC is top three best championship course in Asia Pacific. Cool!
KUALA LUMPUR, 15 NOVEMBER 2022 – The iconic Kuala Lumpur Golf & Country Club (“KLGCC”) is proud of its recognition as one of the top three best championship courses in Asia Pacific, receiving the Best Championship Course in Asia Pacific – Bronze category at the recent Asian Golf Awards 2022 in Vietnam. The award is…
-
Bigger homes, better environment definitely
I have asked this question during many of my talks. “What is the minimum size for a home which you will feel comfortable with?” The answers have yet to be 450 sq ft and below. It’s 450 sq ft or higher. I do think for Malaysians, we would always be able to find such space…
-
GE15: 18th and 19th November are public holidays. No toll for 2 days!
GE15: 18th and 19th November are public holidays. No toll for 2 days! No need to wait, it’s official now Yes, it’s now official. Everyone can balik to their hometowns and have their say with their vote. GE15 may just be that first time voting for many of the 18 year olds. Hopefully a lot…
-
Interest rate will go up further in Jan 2023
Maybank IB says that it’s possible for Bank Negara Malaysia (BNM) to increase the rate by another 25 basis points. It’s 0.25%. If we are thinking of buying a home or even paying for a mortgage currently, what’s the impact of this potential 0.25% rate increase? For a RM500,000 home and a 10% deposit, a…