Category: Basics – Property Investment
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What we want, What we need. Be real.
A close friend asked me the other day about two properties in Penang island. One is in Tanjung Tokong and another is in Jelutong. Both are high end condos and both are RM1,000 psf if not higher. In other words, RM1 million or higher. I told her, actually based on my needs I would not…
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Loan Rejection. Who’s Fault?
How many times have we heard of loan rejections on the rise? Well this has been happening even before the cooling measures started. Perhaps it got worse after the stern warning from BNM to all commercial banks. Actually who’s fault is it? Is it the Bank Negara Malaysia’s fault for forcing the banks to be…
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Haunted Properties and Avoiding One.
Some time back, I wrote about this before. Buying HAUNTED properties? Today I read the same topic again, in propsocial.my and it has many Malaysian examples! My wife and I have never watched haunted movies together in a cinema before. I have watched a couple with my friends during secondary school days but these days I…
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Planning and Investing for you and your family
This article first appeared in January 2015 Edition of Ivory Living. When I learnt that my wife was pregnant with our second baby, I was ecstatic! I told her that we must do the same for the new baby as per what we have given our first baby. We must plan for their future. There…
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Property 2015: Gloom, Boom and Doom
This article first appeared in the January 2015 edition of Property Hunter magazine. Many are still buying. Even more are waiting by the side. Real estate agents are complaining that servicing a buying customer needs lots of patience these days. Even my lawyer friend said that the number of transactions have really slowed down for…
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Undervalued is slow. Speculating is fast.
If we buy undervalued stocks (shares), its prices would soon reflect its business. This is a famous quote from Warren Buffet. I think he is a minority because majority of the investors cum speculators today are thinking of ‘quick money’, ‘fast money’ and when someone buys today, the thinking would be that it will go…
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Average Bonus 1.4 months. Do what with it?
In its annual survey of the employers and employees in Malaysia, JobStreet.com has revealed that the average bonus payout is 1.4 months. Of course, there are companies paying higher and there are companies paying lesser. In terms of increment, there’s a little mismatch between the expected from the employee and the planned from the employer. 54%…
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550sf vs 1,000sf, choice is clear to me
On and off, I read articles on how best some interior designers redesigned a tiny small space into a liveable space. For some cases, it is tagged as desirable space. In a recent article, someone bought a small garage, made it into a very nice little home which can even be used to host parties…
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Mortgage Financing in 2015? A must read by Miichael Yeoh
Market is slowing, no doubt. However, for those who needs a place and found a good place at the price that you can afford, it’s all about applying for the best mortgage package, right? It’s very important that we understand what’s really happening come 2015. As some of us might have read before, the Base…
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KL as a Mega-City
Greater KL should have 10 million population by the year 2020. Is this a lofty goal? Well, the truth is, if everything is geared towards making this a reality, then it is no longer just a dream. It is a goal which is happening even as we speak. Greater KL has a population of around…
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Kids eats free. Buy property.
For the past few years, I have seen every mall having ever more baby related retail stores. Rows after rows of baby stuffs always greet you when you go to any supermarkets like Tesco, Giant, Jusco and more. Baby warehouse sales? These are held every month everywhere. With all these baby stores and stalls in…