Category: Basics – Property Investment
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Over-leveraged? Foundation’s wobbly?
Malaysians used to save a lot. I say used to because even for Gen-X like me, I am also struggling to save and stop myself from buying 7 new long sleeve shirts this 2018 Chinese New Year. Let me explain. From 73kg, just a year ago, I am back to 80kg today. It meant that…
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Future predictions? How about looking directly at the ‘future?’
Predictions, predictions and predictions. Of course usually the bad ones get forwarded many more times than the good ones. Except if the good ones are meant to help in selling some services which sells exceptionally well when the expectations must be a positive one. A very real example, we do NOT invest in properties in…
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It’s not ‘sure profit’ with property investment
If someone tells us that he has profited from property investment, congratulate them. It’s just another investment which gave them good returns. If we believe everyone profits from property investment, that’s untrue. I have come across many friends who told me horror stories about their property investment adventure. One good friend who has a cafe…
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Secondary property can be primary choice but money is still needed
EdgeProp has this article, “Can’t afford a home? Turn to the sub-sale market.” I think this makes a lot of sense and has written on this topic a couple of times. One earlier article: Secondary property not necessary a secondary choice Quoted in the Edgeprop’s article was real estate and investment writer Dr Azizul Azli Ahmad who…
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So few cars on the road! Market is awesome!
I have been to Jakarta on numerous occasions, both for work and for vacation. Yes, I do think getting a property in Jakarta is an attractive proposition. Well, if only it’s friendlier to foreigners buying a property there. Here are some of the restrictions. The reason why I think so is simple. Did you know that…
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Property market Malaysia 2018? Slowdown is slowing down.
Everytime someone prominent say anything about the property market of Malaysia, we should note it down. Slowdown is slowing down means the downtrend in the property market where transactions are concerned is really slowing down. In brief, still dropping but not that sharp a drop anymore, for 2018. This is the comment from property consultant Rahim…
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Advantages of buying a renovated unit
My first apartment in Penang was a renovated unit. The first owner stayed there for a few years and sold it so that he could stay in the upper floor of his new shop-house instead. The shop-house was just outside the apartment. I think it is a clever move on his part. As for me,…
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Worrying about the recent Overnight Policy Rate increase? (What’s that?)
I think only one person sent to me the Bank Negara’s recent Overnight Policy Rate hike of 0.25 percent. Perhaps this is because it is not that significant? Depending on the loan amount, 0.25 percent may not be significant actually. Based on a RM400k loan with everything the same and an adjustment of 0.25 percent upwards,…
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No transactions, no changes in prices lah.
Last year (okay, only a few weeks back), a friend in Penang said, “Charles, you see lah, the property market is so slow, yet the property prices still show an increase. Makes sense kah? I think this figure is not real. Just look at all those advertisements, some condos are showing nothing less than 20…