Category: Basics – Property Investment
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Descriptive or Deceptive words used?
These days articles in the newspapers are getting pretty descriptive and perhaps flowery. Some of these articles were written as part of the advertisement package and thus it must be something which meets the expectations of the developers. FYI, I hate it when developers cannot even afford to pay the usual writing fee to have…
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Saving up for your baby’s future? How about ‘saving’ via property?
A colleague asked me about advice on some education savings fund. I told him, honestly, whatever fund you intend to start saving for your new baby’s education, it should be complemented by a property strategy. Then, I asked him, how much do you think is enough for an education fund? He said if overseas, half…
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Why Malaysia need 8 Million homes based on current population?
An article was widely shared recently. The main headline was that Malaysia needs 7.8 million homes. This is based on the 30 million population and a ratio of 4 to 1 home. The article further stated that as of today, Malaysia has around 4.7 million homes. Thus, you can see the huge gap between the…
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10% buyers owns 40% of property purchases. Aiming to be that 10%?
10 percent of property buyers are the ‘owners’ of 40% of the property purchases in 2011. This has risen from 35% in 1997. This was revealed by a paper entitled “Is equality in Malaysia really going down?” This is a joint paper by the University of Malaya (UM) and Khazanah Research Institute. In laymen term,…
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Guaranteed Rental Return. Buying whole block. 85% tenanted.
A friend asked me about buying an apartment with guaranteed rental return. I think majority of anyone who has read many articles would understand that these guaranteed rental return MAY also meant that the buyers are paying for it and getting back the rental return on a monthly basis. Of course there is nothing wrong…
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How Colours Can Enhance Your Home
The colours in my current home was chosen by my wife and I. We kept more to the neutral tones because we were afraid that too much bright colours may just cause the house to be too ‘Hot’. Haha. Anyway, I am nowhere qualified to talk about colours you can use for your home. Let’s…
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Hey, do it well, sell it well. Don’t free so many stuffs.
I realised one common thing recently. Developers are giving more freebies and special deals these days. Okay, maybe not all developers but the numbers have certainly increased. For some, the value of the freebies are up to RM50,000. On one hand, these developers are saying that their margins are lower but here, they are giving…
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Risky to buy or Risky Not to buy.
I speak for myself only yeah. Let me explain why ‘risky to buy’. Today, I seriously do believe property prices has risen much faster than the salary growth due to the periods of 2009 till 2012. There were still good condos, in decent areas and a size of 1,200sf for less than RM250,000 in 2008…
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How do you know? Let’s get to know.
How do you know if the property fair was poor but the organiser tries to cover up? Well, instead of telling you the overall number of visitors, they would tell you, ‘huge crowds were there’ or ‘many property buyers visited the show’. Instead of telling you the overall transaction which may number over RM50 million…
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Come on, give first time home buyers a break says REHDA Penang.
In a press conference for Mapex Penang 2014, Real Estate Housing Developers Association (REHDA) Penang asked the government to give first time home buyers more assistance and flexibility. It’s chairman, Datuk Jerry Chan said that Malaysia can look at Australia’s example whereby the buyers pay only interest for the first few years before starting their…
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Playing with ‘Borrowed’ risk. Are you one of them?
I read an article on how banks should keep themselves safe and not cause another financial crisis. It said that because banks lends out way too much of their money compared to their actual ‘capital’/equity’, it will become unstable quite easily should their loans they gave out or the investments they invested depreciated by just…