Category: Basics – Property Investment
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The Bank Moratorium: Why You Must Have It (with illustration)
The article is written by Ikhram Merican, someone who could write better than me. He writes in his own blog call livingspace.com.my. I love all these writers who could evoke emotion as well with their story-telling way of explaining. My articles are usually very direct and very to the point. Haha. This is another perspective…
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EPF’s i-Citra. What, Where, When and How?
PF’s i-Citra. What, Where, When and How? As for the WHY, EPF’s banner below states it very clearly. This is a facility to members who were affected by the current Covid-19 lockdown. What is it? It is a payment of RM1,000 monthly for up to 5 months. Minimum amount payable is RM50. This means if…
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6 Months Moratorium returns. Should I go for it?
6 Months Moratorium returns. Should I go for it? This was yesterday’s Pemulih announcement by Prime Minister Muhyiddin Yassin. (click to read in full) Now that we know moratorium is making a return, the question of should we take it up or not returns as well. My good friend Jessica Jong who happens to also…
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Landlords and Tenants? Be good to one another yeah.
Many months ago when I could still have dinner with good friends, I was at this restaurant with a good friend. Not the best environment but food was good and price was reasonable too. Restoran Hoe Mun Kee PJ Steamed Fish Head (non-halal). Click here for the google map. Food images below. He was sharing…
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Property Ownership is about mentality, not salary.
Property ownership is about mentality, not salary. Unless of course the salary earned is really not enough and the banks refuse to lend the money to buy a home. Anyone telling you buying is the best and only option is lying We answer this first question first. Should everyone think about property ownership? To be…
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If you buy the 2nd property, you are a property investor, agree?
If you buy the 2nd property, you are a property investor, agree? One recent article got a lot of hits / clicks. This article: Article in kopiandproperty.my “Investors Make Up 81% of Residential Property Purchases in Klang Valley in 2020; more than first time home buyer.” Briefly, this was an article with charts showing that…
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Property price you bought matters tremendously. Property price cannot simply just go higher.
A few days ago, I was speaking to a senior manager of developer and we were talking about home prices. I told him that there has been a few occasions where my purchase was because I feel that the price I was buying into was safe. The price per sq ft for example. Depending on…
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Landed homes getting smaller, can we park 2 Honda Accords?
If we are alert with new launches of landed properties, we would have noticed that landed homes are getting smaller. Especially the width. The question is this, with the ever reducing width, “Can it park two cars?” Specifically, two Honda Accords? Image below comes from honda.com.my These days, when most people talk about landed home,…
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KopiTalk Exclusive: Get your home loan approved and also pay off your loan faster
In this upcoming KopiTalk which is sponsored by KSL Bandar Bestari, I have many very important questions for my invited panelist, Miichael Yeoh. These questions are important for first time home buyers and even property investors. Some examples include, “How do we make sure our home loan has the highest chance of approval?” “What is…
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Will buy very soon. Will buy when it’s low. 2 greatest reasons of all time. Agree?
I have a good friend who asked me what I thought about property investment when he was 24. After an hour of sharing, he told me he understood more about all the risks and potential returns. He purchased his first property after a few years’ of working and I do think he has a number…
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How to save a lot of money? Over RM200,000 every 21 years without much effort?
One word. Car. How to save RM200,000 every 20 years? Need that first car for the first 7 years? We have just started working not too long ago and now we need a car just to drive to office because we do not want to take the public transport. Well, a Proton Persona 1.6 (RM45,000)…
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When property prices rise too quickly, please worry.
We should be afraid if property prices rise too quickly Personally, I am against double digits property price growth every year. I do know that if prices rise very fast, I would be very happy because my properties would give me faster capital appreciation. When the property price goes up and I sell the property,…