Category: Basics – Property Investment
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Know transaction prices before negotiating? Possible.
Someone shared with me that in future, one trend that will surely happen is that no one would have information monopoly. In other words, information transparency would be the norm and everyone would have more information to base their decisions on. This would bring with it another issue. Decisions would have to be faster or…
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Banks are lending MORE to the property market; 8 percent higher than 2015
Fewer people were able to borrow from banks for property purchase, true? In brief, it’s either loan approvals are down or loan rejections are rising. Perhaps quite true since total number of property transactions are down. Property transactions and price, both dropping. (Jan – Sept 2016) Overall, the total loans to the property market is…
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Young people will stop buying cars and houses? Noted…
First of all, I do not think young people will stop buying cars and homes in the near future. This article shares some reasons why it believes young people will stop buying cars and homes. Why young people don’t buy cars and apartments anymore. In brief, it said that in the USA, the generation below 35 are…
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Do you save enough to retire? Better save enough to invest.
They say a journey of a thousand miles begins with the first step. Very true. However, it’s hard to keep our motivation and attention if we have just walked 1 mile and there’s still 999 miles to go. 1 mile is 1.61km. 999 miles remaining is another 1608km away! How about aiming at 10 mile…
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Difficulties in getting a loan will continue…. 2019
This morning, I gave a talk on “8 tips to closing more sales” to a group of real estate negotiators. One of them was telling the other that their CEO is busy because he will be delivering a speech in the MIEA event. After the event, I read an article shared by my good friend…
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Undervalued (price) vs net asset value. A stock to consider?
There are more investment options than just buying a property and wait for it to appreciate. If we insist on something property related, we can try real estate investment trusts (REIT) or we can also buy the stock of the particular developer, as soon as we see that their launches are very successful. Remember to…
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Do we really want to work for money?
A question for all of us who’s reading kopiandproperty.my today. Are we really working for money? Some would answer, of course not! I am working for my family. Cool, hopefully your family is already self-sufficient WITHOUT your money. I seriously believe if I were to ask Bill Gates, Mark Zuckerberg or even my ex-CEO, all…
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Where to buy? Still where to buy? You should know lah.
I visited many relatives during this Chinese New Year. My mother’s side would be in Ipoh and my father’s side would be in Sitiawan. My wife said that she is surprised with AEON in Sitiawan. It’s huge. Actually along the same road, we have Tesco and Giant too. Yes, the developments in the Manjung district…