Category: Basics – Property Investment
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Problem. Some have started to stop paying their loans. Amount is RM27.86 billion.
What is Non-Performing Loan? (NPL) These are the loans which the borrowers have not been paying for 6 months or more. BNM’s link here for reference. For example, our mortgage is due but we do not have the money to pay for it. We could choose not to, the banks will send a reminder and…
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Be thankful that we are restricted at our home. Some may be less lucky.
Is it tough to stay home and NOT going out? Apparently, it’s so tough that people are willing to risk driving far away from their home, got caught and may face the prospect of fine and jail time. There was even one news of someone shouting rudely at police officers who were facing high risk…
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Buying a property. Stamp Duty and Legal Fees?
We may have saved enough for the down payment for a home. Say RM1,000 per month x 12 months x 5 years = RM60,000. So, does that mean we are ready to buy now? Yes and No. Yes if we actually have more than enough in the banks beyond just this or that we found…
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Buying that property with reference to transacted prices? Possible yeah.
A good friend just bought a condo in Bangsar after a friendly negotiation. She was happy and the owner was also happy. The owner was a retiree who prefers the money and not the property. When my friend asked me how should she negotiate three weeks back, I told her that the first thing we…
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Property market Malaysia resilient? Fundamentally, why?
If we ask some of our friends who are in the real estate industry, they may just tell you that times are hard. Buyers are taking their own sweet time in deciding. Developers are meanwhile trying to do a lot of different events to attract more crowd and thus increasing the probability of someone buying…
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Millennials, congratulations! You are buying the most homes.
Nah, the title is not for the millennials here in Malaysia. They are definitely a very successful group but I did not read any report about them and whether they are going to be the largest group of home buyers here in Malaysia. However, I assume whatever may happen in some advanced property markets will…
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Maybe, it’s also the owner and not just the tenant.
How many of us have heard of horror stories of tenants from hell? First up, they do not pay on time. Secondly, some do not even pay and yet refused to move out! Third would be those who messed up the place and we only got to know about it when they moved out. Next…
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New income threshold for B40, M40 and T20. Makes more sense?
Did you know that there’s now a new income threshold for B40, M40 and T20. Maybe you did not even know that Malaysian households were classified into the B40, M40 and the T20 groupings? Do you know which grouping are you currently in? The B40 may say they do not have enough, the M40 may…
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Best time for property investment always favourite questions.
This was that favourite question, “Best time for property investment?” I shared my thoughts during the INVEST ASIA event and I was invited for the Mandarin session. The topic was in Mandarin and it was along the lines of opportunities and threats in the current property market. As one of the 4 forum panelists, I…