Category: Retirement Related
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When we are living much longer… better prepare MORE.
Do you know that in less than 20 years, Malaysia will be an ageing nation? The year that it is projected to happen is as early as 2035. Referring to the chart from newsletter from Department of Statistics, Malaysia. will reveal that the chart looks pretty scary. From a wide bottom half, we can see the…
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Retire without worry? Ready? Enough? Prepared?
Do we wish to retire without worry? Many years ago, I read Mr. Yap Ming Hui’s book ‘Maximise What You’ve Got… No matter how much you have now.’ Powerful title and something extremely important because it’s quite usual to hear people complaining how little they have. Yet, not many bothered to use whatever little they…
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Retirement thoughts? Getting ready is the key
We often do not think about retirement until the time when we need to retire, whether or not we are ready. Some may even think that the employers would take care of us until we retire. Well, here’s an actual fact. We retire at 56 perhaps but Malaysians are set to live till 76 or…
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Do not come to Malaysia just to retire… Be an Enjoyee instead!
For ‘young’ at heart people who are thinking of places with white sandy beaches overlooking the sea, over 4,000 metre mountain peak loved by many, world’s oldest rainforests worth exploring every year and even UNESCO Heritage sites and cities? All these are in the same country; Malaysia. This is also a read for those who…
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1.5 vs 2.1 vs 1.24 – Population growth or Ageing nation
Birth rate of a nation determines if the population is growing up or going down. The minimum birth rate per woman needs to be 2.1 for the population to be growing very slowly. Any number lesser than 2 means the country is getting smaller every year. I contributed two. So, just on the dot. 2…
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Return of over 60 percent above FD rate. Good job and keep it up!
The Employees Provident Fund (EPF) has declared a dividend rate of 6.9 percent for conventional savings (Simpanan Konvensional) and a 6.4 percent dividend for shariah savings (Simpanana Shariah) for 2017. Total payout for the conventional savings is RM44.15bil while that for shariah savings is RM3.98 billion. We can see that as at currently, the shariah…
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Best place to retire vs most liveable city
Someone forwarded an article about Malaysia being the best place to retire in Asia and 5th in the whole world as per the new Retirement Index from International Living.com The index took into consideration the criteria such as cost of living, healthcare and climate. The reasons for Malaysia being 5th best in the world? Our tropical…
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We will be old someday….
An article in TheStar reminded me of my age not too long ago. Okay, okay, it was pretty long ago. Haha. The article’s title, “Young, carefree and broke,” tells of the Malaysian youth becoming broke because they spend, spend and spend until they have nothing left. From personal loans and even completely using all their credit…
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Expert Series – Why Retirement Homes, Why Ipoh? – Part 2
This is the Part 2 of the Expert Series – Why Retirement Homes, Why Ipoh – Part 1 published yesterday. Part 2 talks a bit more about the advantages of a purpose developed retirement homes versus other property types. John was also asked a few more tough questions. Personally, if my whole family stays with…
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Expert Series – Why Retirement Homes, Why Ipoh? – Part 1
Readers of kopiandproperty.my knows that I am an Ipohan. A proud one as well. Frankly, I will definitely retire in Ipoh. However, I am nowhere near the retirement age yet. However, I wrote about retirement homes way back in 2014 and I recently have the pleasure to interview someone who is trying to change the…
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Ready to work beyond 70? Get ready to enjoy it.
I enjoy working. These days I enjoy working with people even if at times, it can be tiring. Do you enjoy working? How about working till 70 or beyond? According to one latest study, Singapore Life Panel Study, Singaporeans from the ages of 55-59 expect to work till 65. Half of the men and one…
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Working until 68. Still healthy I guess.
My Group CEO said he was watching the news the night before and got to know that the retirement age for the Britain would most probably be increased to 68. Okay, it’s not such a big deal because the current retirement age for the UK is 67 anyway. The year that this will be implemented…