Tag: EPF vs Unit Trust
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We could do better than the EPF dividends? Sure, go ahead.
Someone mentioned that the EPF dividends are not high enough. (did you know that EPF dividends are GUARANTEED? read here) It’s best to withdraw money from EPF using the i-Sinar and then use these withdrawals to invest into some better investments versus the EPF. I have no answer as to how good all these external…
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EPF’s 6.15% return? I think it’s great (for 2018).
I like the previous CEO of EPF. (Earlier article here). I think a good CEO can do a lot, regardless of company. For current one, we will only know in a year or two later on the results. EPF has just announced the payout for 2018. I know, everyone has their own version of what…
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EPF, market volatility, rebalancing and long term returns
Someone sent me an article about Employee Provident Fund (EPF) in an English local daily. I happened to miss this article. Anyway, I have not been buying newspaper for at least 8 years. It has nothing to do with politics. He was sending me because I wrote an article about EPF vs Unit Trust some…
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EPF ‘punts’ to profits vs other investment options?
I was about to go to sleep when a friend sent a message into a WhatsApp group which I was part of. She forwarded the message in the image. An article about how EPF punts its way to profits. In case you do not understand this term inside the newspaper, the word punt comes from…
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I am not using my EPF for Unit Trust. My view.
Over past few years, at least 10 friends have asked me about withdrawing EPF either for housing or unit trust. For the housing ones, I would normally ask if they are really so burdened they needed it. If the answer is no, then I would suggest not to withdraw. Then, there are those who come…