Basics - Property Investment • kopiandproperty.my

Without freebies, should you buy property?

Feb 10, 2014

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Someone showed me a SMS about a property developer offering any introducer a fee of 0.4% if the deal goes through successfully. Another advertisement stated that special ‘Angpow’ package for all buyers worth RM28,888. During the CNY holidays, there were so many open houses, all offering food, drinks, gifts and lucky draws. So many freebies…

Buying HAUNTED properties?

Feb 7, 2014

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Charles Tan

in Basics – Property Investment

I wrote about buying properties near cemeteries before and I explained that I have made that decision before and have gained from it. How about buying haunted properties? This one, I have not tried before. Searching online, for Malaysia I could not find any of such advertisements in both property guru.com.my or iproperty.com.my. However, such…

Buying property – stamp duty and more

Feb 6, 2014

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Charles Tan

in Basics – Property Investment, Investment Resources

Besides the usual 10% downpayment and the lawyer’s fee, every new buyer must also be aware of all the other additional fees and charges. Stamp duty is how the government taxes you for your property purchase. Typically, stamp duty would be based on the following: 1% for the first RM100,000, 2% for next RM400,000 and…

120% bank loan possible?

Feb 6, 2014

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Charles Tan

in Basics – Property Investment

When I was driving home from Sitiawan to Ipoh home today, I saw a huge banner for a new development project saying that a 120% loan from the bank can be arranged. I believe banks no longer give more than 90% and it is even based on your net income. In fact for commercial, typically…

Buying property – Lawyers fee

Feb 2, 2014

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Charles Tan

in Basics – Property Investment, Investment Resources

Besides the 10% downpayment, what else do you need to prepare when you are buying a property? Actually, there’s another component which is quite a lot of money. Yes, it’s the lawyer’s fee. In fact, this can be quite a huge amount depending on the price of the property that you are buying. In fact,…

How to spot property bubble?

Jan 29, 2014

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Charles Tan

in Basics – Property Investment

There are way too many articles about property bubbles. Your friends who has yet to buy a property has been talking about it for years. Your friend who buys many properties tells you that property bubble is impossible to happen in these few years. So, do you want to know how to spot a bubble?…

Property buying – objectivity matters

Dec 31, 2013

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Charles Tan

in Basics – Property Investment, Personal Finance

A friend told me that she could not rent out her flat. She said she bought the flat long time ago and until now still not rented out. On and off she would bring potential tenants but none of them wanted to rent. I asked her a few questions and she told me this, ‘everytime…

My property can sell?

Dec 18, 2013

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Charles Tan

in Basics – Property Investment

I have been asked this question many times when I was with my previous company. If I answer YES, then the customer would say, if can sell, I no need to advertise a lot. If I answer NO, then the developer would ask me, why, why, why. Let me put this in very clear manner,…

Category: Basics – Property Investment