Category: Basics – Property Investment
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Property investment? 4 BAD reasons. Real ones, not for fun.
No need to ask if the founder of kopiandproperty.my loves property or not right. My blog is all about property. However, it’s not all good about property. Later I share 4 BAD points with you. I still love the stock market even if I have just become active again recently. I also trust the unit…
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Real Property Gains Tax (RPGT) and the potential ‘push’ to the property market.
Nope, no one has announced anything yet about RPGT. I recently gave my views to Focus Malaysia. (read here) Yeah, I think one major issue everyone has is with the 5% RPGT which is forever… So, how? Stop buying properties even for KL and Selangor where urbanisation is happening daily? Maybe slow down a bit…
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The 1998 financial crisis and the one in 2020. (are they similar?)
An old friend (number of years I have known him, not his age) and I were chit-chatting and he asked me what’s the window of opportunity to buy a property at the lowest possible price. I replied him that I have no idea. In fact I do not know of anyone who could say they…
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4 things about personal finance we need to do nowadays.
When I was younger, everything seemed cheaper. The bowl of noodle at my school canteen? 20 sen. Add extra noodle? 30 sen. Haha. Okay, those were the days and only some of you will identify to that. For the rest of us, a cup of kopi-O in the mamak is now RM1.50, right? This tells…
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Déjà vu in property market Malaysia?
This interesting description Déjà vu is described as such by wikipedia: Déjà vu is the feeling that one has lived through the present situation before. The phrase translates literally as “already seen”. Although some interpret déjà vu in a paranormal context, mainstream scientific approaches reject the explanation of déjà vu as “precognition” or “prophecy”. I…
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No one is buying property. Incorrect. Please also see secondary.
There are friends who told me that the property developers are all in trouble. Just look at the property market. No one is buying any property. By the way, this is not true. Do ask your friends who are in the senior management in property developers. Of course, the property buying today or even these…
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Home ownership should just remain home ownership. Period.
Sometime back, I was speaking to a young crowd. It was a JCI event. Most of the people in the room were 10-15 years younger than me. I reminded the crowd with this statement, “Imagine, all of us in this whole room buys a few properties with ZERO down payment. Have you ever wondered what…
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Debt free is NOT financial freedom BUT it’s a good thing too.
Many years ago, a close friend told me that she’s very close to finish paying off her RM700,000 loan for her 3-storey landed property. That was just a few years after she had purchased the property. She was worried with debts. I think she is now debt-free. She also goes for overseas holidays BUT only…
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Yes! Our monthly mortgage is now even lower!
BNM has reduced the Overnight Policy Rate! (OPR) In case you still did not know, our interest rate is now lowest since 2010. OPR has been reduced by Bank Negara Malaysia (BNM) again today by 50 basis points. The rate is currently at 2 percent. This is a decision by its Monetary Policy Committee today…
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New norm is smaller offices? New norm is flexibility, not about smaller offices.
Are you working from home? I bet you have to because it’s either work from home (for those who could do it) or no work to do (many do not get their monthly salary). With so many people working from home, some say that in the near future office space will be in trouble. The…