Category: Basics – Property Investment
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Property price based on inflation. 1 reason to show why this is okay.
How should property price be moving? How about property price based on inflation? As all of us know, inflation affects everything anyway. If there’s no inflation at all and we are still doing the same job, there’s no need for any increment. The increment serves a purpose. It is to ensure out life next year…
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To retire rich, do not give too much to your kids.
The title for an Article in thestar.com.my caught my attention. “To retire rich, don’t leave too much to your kids.” Are your kids now working and spending everything they earn every month? Are you doing your best to keep reducing your expenses in order to give everything you have to them? Well, that article above…
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Price correction in the property market? Happened already… H1 2020.
Price correction in the property market is not price collapse or price downtrend. A correction may happen because the previous price was too high and thus was not sustainable. A correction may also happen because property markets need to adjust to the needs of property buyers. Many times, this includes the most important factor; PRICE.…
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How you see your house is different from everyone else. 5 views here.
This photo (image below) came up again recently. How you see your house is different from everyone else. I have seen it many years ago. Let’s write one article so that I know where I could find a copy when I need to explain why you may think ever so highly of your home but…
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Are banks still resilient in Malaysia? Who says what?
Do you think banks are still doing fine? Are banks still resilient in Malaysia? After 6 months of moratorium and another 3 months of extension? What happened during the moratorium, briefly? This was when banks were asked to continue paying salaries to all their employees (over 164,000 of them as per this report by BNM)…
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7 reasons to move house. Yes, I have moved many times.
Oh yeah, move house need not be to buy a new house yeah. If we have retired and we are travelling around, there’s no need to own a home we are not staying in for most days in the whole month. Perhaps just rent a simple condo so that it’s easier to upkeep too. Sell…
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Property bubble in Malaysia? Look for these 4 signs.
This topic has NOT been mentioned for some time. Is there a property bubble in Malaysia? Well, if no one is talking about it, should the answer be a NO? Property bubble usually ends with a property market crash. Better not ask too many people. Housing developers will tell you that there’s no bubble. Potential…
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Property market will recover faster. You believe that?
Actually what do people mean when they say property market will recover faster? Do they mean the property transactions will be moving up? When they say moving up, do they say every month it gets higher and this is considered as a recovery even when the numbers this year is still lower than last year?…
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Why property prices are not falling yet?
Actual conversation, maybe not actual words but the gist is there. Why property prices are not falling yet? Happened on 6th October with a good friend in a nice cafe in Mont Kiara. Good friend: I am still waiting for the property price to drop before I buy. Charles: It will not be easy for…
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Happy if loan tenure extended to 45 years? Proposed…
Affordability, long time ago Before we go into loan tenure extended to 45 years topic, please allow me to tell you how many people think about affordability long, long, long time ago. My parents think of affordability based on their savings. Once they have enough savings for a downpayment for a home of RM85,000 they…
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Could we afford an expensive burger? RM460 one?
Have you been to a restaurant and found out that the burgers are crazily expensive? Could we afford an expensive burger? Perhaps the next question would be how expensive is expensive. Which brings us to the viral news about a man who ate a burger and had to pay RM460 for it? Three sources here.…