Author: Charles Tan
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Wow… lots of information for us to start investing.
At 9pm (9th July), just on my FB, I could see all the below FB LIVEs and all of them are property related. To some, this may seem like too many. To me, I think this tells us that everyone will continue to become ever more competitive with all these to capture as large an…
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Overnight Policy Rate (OPR) has been reduced further by BNM.
This is BNM’s Press Release. In brief, another 25 basis points and now the OPR is at 1.75%. Happiness for home owners who are still paying (including me who owns a property here in Greater Kuala Lumpur) but would be a further reduction in returns of those who rely on Fixed Deposits. Well, hopefully this…
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Sorry but these are NOT investing. Call it with its original name.
This is the definition of ‘Investment’ as per Investopedia. (Read the full explanation here) “An investment is an asset or item acquired with the goal of generating income or appreciation. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth.…
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the KopiTalk #7: Making sure our wealth is always SAFE
Too many times we are too focused on building up our wealth and we forgotten that whatever we built up could be gone if we face unforeseen circumstances. Too many times we take things too lightly. However, how we know how to protect what we have built effectively? Just simply buying an insurance, can? What…
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How many of us could save RM336 / RM788 / RM1,386 per month for the next 30 years?
If we work for 30 years and we save money without fail every month for 30 years, how much do you think we could save? Well, if we could save RM336 per month for 30 years, we would have RM121,000 at the end of the 30 years. Perhaps by then, the value of RM121,000 is…
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the KopiChat #001. Lower interest rates, what may go Higher?
Updated 5th July. Thank you for listening yeah. Here’s that session in case you missed it because you were hiking in the jungle with your son. (real reason!) Lower interest rates, what may go Higher? Yes, I have prepared 25 slides to share with everyone on 5th July (Sunday) at 11am sharp. Refer to the…
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Property Bubble is negative. Travel / Green Bubble is positive. Which country to start first?
If the question is whether Malaysia will welcome international visitors again, the answer is yes. If the question is when, then it may be a little more tricky. Malaysia does not wish to open its borders to all countries and for countries which it opens its borders to, it expects that country to reciprocate too.…
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Here are just 5 reasons why the new norm cannot be to abandon the offices and just WFH.
Too many people kept saying that new normal means everyone and most companies will now abandon their office and will now push towards working from home. After all, companies could save on rentals… right? Employees meanwhile could continue to be very productive when working from home versus facing traffic jams daily…right? My personal opinion remains…
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MM2H is FROZEN… Oh dear. Could we kill more birds with one stone?
Malaysia My Second Home (MM2H) programme is frozen. Briefly, stopped. No new applications would be accepted and there is that news that 90% of all the applications have been rejected. MM2H is a programme to allow allow foreigners who fulfill certain criteria, to stay in Malaysia on a multiple-entry social visit pass. The social visit…