Charles Tan • The Founder of kopiandproperty.my • Page 357 of 374

6% return for 9 years or a landed property in Melaka?

Feb 25, 2014

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A friend asked me today, if I am to choose, which would I choose. A very small fully furnished suite for RM350,000 with a 6% return for 9 years or a landed terrace house. I told her, until today I have never owned a landed property because I did not buy for own stay, thus…

Secure and protect your wealth – Part 1

Feb 25, 2014

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Charles Tan

in Personal Finance

This is a duplicate of an earlier article, changed title for easier reference as a series. I always believe investment is the only real key to financial safety. However, are you covered during this journey towards financial safety? Note, I am not even talking about financial success or financial freedom. Thus, I have some of…

MyHome subsidy scheme

Feb 24, 2014

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Charles Tan

in Press Releases (developers and more)

Under a new programme called MyHome, a total of RM300 million would help the middle-class public to purchase low cost homes with reduced price. This scheme is eligible to those who are earning less tan Rm3,000 household income per month. Up to 10,000 units may be eligible for the subsidy this year. Example of how…

Sell your property faster – 6 tips

Feb 23, 2014

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Charles Tan

in Basics – Property Investment

After a few years of owning the property, the price might have appreciated. You may need the money for another new investment. You want to sell so that you can upgrade. There are a lot of reasons why we want to sell our home or property. Today, let’s look at just 6 important tips. I…

I come, I see, I buy? Manage your risk please.

Feb 22, 2014

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Charles Tan

in Condos and High-Rise

Julius Caesar famously said Veni Vidi Vici. “I came, I saw, I conquered.”. Let’s see this with regards to buying a property. I have an ex colleague, a Singaporean who told me that many years ago, he bought a condo in Melaka. Many years as in 8-10 years. He could not remember anymore and no…

6 things to think about when you buy a property and getting a loan

Feb 22, 2014

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Charles Tan

in Personal Finance

My good friend who’s also a colleague asked, ‘if I am almost ready for my second property and getting a mortgage loan can you give me some advice?’. I feel that you need to consider 6 things. However, beyond that, you must decide on item 1 first. 1) Are you serious about property investment? The…

Expert Series Q&A with Mr. Adrian Un on ‘Malaysia Property Investment’

Feb 22, 2014

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Charles Tan

in Expert Series Q&A (Recommended)

Adrian Un first embarked on a sales journey in the mortgage financing industry at age 19. Having committed to a career spanning over 20 years in the industry, he has won numerous awards. More importantly, he has learned many strategies on mortgage leveraging which enabled him to make his millions through property investments. A graduate of…

Andaman Quayside – Worth listening and considering – Buy or not, decide later

Feb 21, 2014

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Charles Tan

in Property Penang

I remembered I wrote about why Singaporeans may want to think about buying Penang. This is because even the middle income Singaporeans can afford to retire in Penang and in style instead of HDB flats. In my previous job, I got to know that E&O project, Andaman is loved by Singaporeans. Recently, my friend told…

Extra 30 days before Penang’s new housing rules

Feb 21, 2014

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Charles Tan

in Property Penang

Penang announced some measures to curb potential property speculation not too long ago and this was supposed to start on 1st February 2014. This is effective for any property bought on or after 1st February. They include the following: Levy of 2% will be levied on any property sold within 3 years from the sale…

40 years later – Malaysia property market in my personal view

Feb 21, 2014

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Charles Tan

in Basics – Property Investment

What would happen to the Malaysia property market 40 years later? A very interesting thought indeed. Unfortunately I have no crystal ball to help me. A friend asked me this question. I would like to give my own personal views about what would happen. The state of the property market would depend on the state…

MRTA or MLTA? What are the fallacies? Know more!

Feb 20, 2014

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Charles Tan

in Personal Finance

As a property investor you might have came across both mortgage reducing term assurance (MRTA) and its brother mortgage level term assurance (MLTA). Both have its pros and cons. Depending on who you ask you will get a certain preference for one or the latter. In fact if you really want a summary of the…

Positive catalyst in Q2 for Penang

Feb 19, 2014

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Charles Tan

in Property Penang

Let’s discuss everything Penang today. I read a piece of good news for Penang property market today. RHB Research Institute Sdn Bhd’s executive director and head of research, Lim Chee Sing said that Penang property market would be supported by two new catalysts. They are the Penang second bridge opening as well as the Seri…

Author: Charles Tan