Author: Charles Tan
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Buying vs Renting a House: Which is a Better Value-for-Money Decision?
The following article has been contributed by CompareHero.my This is a website I frequent occasionally when I needed to do some comparisons of financial products. Check them out. As young professionals who always striving to achieve your short and long term goals, there will come a time when you will eventually ask yourself: is it…
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Trade surplus Malaysia? 224th CONSECUTIVE months
Too many negative news. So, I must share some positive notes even if there’s that little possibility of the first trade deficit within the next 1 year. Read here for an earlier article: Summary of the potential twin deficits for Malaysia As per reported in a few medias, Malaysia’s export sector has reached the 224th consecutive months…
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Bond market is not necessary safe, potential huge loss by Swiber
Just 3 weeks ago, Colleague C was asking what would be a good and safe investment. Colleague E replied that he prefers bond when the market is in messy mode. Reported in Straits Times was about bondholders starting at huge losses due to troubles at Swiber Holdings. It has just filed a winding-up application, and its…
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My little goals in life: Chill at hometowns, enjoy vacations more often
A few close colleagues were talking about potential to retire earlier. They were sharing what they wanted to do. Most of the plans include vacations at exotic or romantic places. Well, they are pretty expensive. For me, I do not have big dreams like sipping champagne in Paris followed by a vacation in Mauritius before…
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Evaluating what to buy is better than guessing when to buy
I read an article in Public Mutual’s Calibre magazine. There’s this one liner. “Investors who opt to stay out of the market during the consolidation periods are not able to profit from capitalising on low market prices.” What it says in brief is that when we chose to follow the majority and skip the market…
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Malaysians are under-insuring. Are you part of the stats?
Savings is not longer a virtue these days. Fortunately, the older generations saved a lot and this has helped the younger generations of today. Before we start saying how “bad” Malaysians have become, it’s actually a global phenomenon. Materialism is real in all countries, well perhaps except Bhutan. My friend just went and said the…
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The waiting game is best played after we own something
This article first appeared in Property Insight magazine July 2016 issue. Yes, this magazine contains lots of other great articles too. Buy to learn. Or read a few here: www.propertyinsight.com.my In 2002, I bought my first property, a 700 sf apartment in Relau, Penang. In 2005, I bought a 1,258 sf condominium. When my friend…
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Expert Series with Xavier Mah: Learning, Working Hard and Belief
How many of us believe we can achieve much more than just our current full-time employment? What about having an own PR company and owning a bespoke luxury shoe label? One man was able to do both and at this moment continuing to grow both, happily. As they say, when you love what you do,…
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Integrated developments with education element is always a plus
Even before I moved to KL, I love malls. Buying a property with a mall or nearby malls was always something on my mind. However, these days there are way too many malls which does not have anything special from other nearby malls. Due to competition, many malls are struggling to gain traffic and for…
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Britain’s banks may face a financial crisis
If Britain suffers a banking financial crisis, what would the effects be for Malaysia? I think it’s best if The Bank of England can ensure any potential crisis does not happen. According to Kevin Dowd, a professor of finance and economics in Durham University, the current Bank of England’s stress tests of the UK’s banks…