Author: Charles Tan
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Retail to improve after GE 14. Means more income or more willingness?
I have bought more new shirts this year than last year but have spent virtually the same. I have bought two new pairs of jeans too. However, the amount I spent per shirt and per jeans is much lower than what I would have spent previously. For example, a new pair of very nice LC…
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Press Release: The Launch of ‘PropertyGuru Home Affordability Tool’
Do you want to know how much you could borrow for your next property? Here’s a free resource. Please read on. Press Release: The Launch of ‘PropertyGuru Home Affordability Tool’ In conjunction with GuruDeals, PropertyGuru is also launching the Home Affordability Tool, which helps Malaysians determine their creditworthiness and home loan eligibility. The PropertyGuru Home Affordability…
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We should always worry about property bubble potential right?
Yes, I am worried with advanced property markets when their markets have way too high property prices and their banks with way too relaxed lending. Hopefully they can learn something called ‘Responsible Lending Policy.’ 🙂 Anyway, when prices too high and lending too relaxed are combined together, disaster is sure to strike, sometime in the…
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KWAP goes local, stocks tumble in the US and ‘please don’t resign’ news.
I happened to read Financial Daily today. Take a look at the front page. Usually, the most interesting news would be highlighted on the front page. First up is the biggest one with photo. ‘KWAP GOES LOCAL.’ Basically what this tells us is that the KWAP pension fund thinks the domestic property market offers better…
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Security? Safety? Gated and Guarded. ‘Checked’
One evening way back in the year 1999, I left my first notebook INSIDE a backpack INSIDE my car. My car was parked INSIDE a landed semi-detached home in Georgetown, Penang. It’s considered a safe neighbourhood and I have never heard of any break-ins before. Well, I found out that my car was broken into…
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Affordable housing to worsen the unsold units?
Can unsold units get worse? Well, it seems to be nearing the bottom,some say. Worst over for the property market? Or getting worse? Well, here’s another Interesting article in EdgeProp.my “Affordable housing influx may worsen overhang situation.” As reported by The Edge weekly – A growing supply of affordable housing – variously defined as priced below RM500,000 to…
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Work very hard, invest and retire by 50? Possible?
Someone I look up to who’s also a reader of kopiandproperty.my commented on my recent article, “Car vs property? Well, car ownership do mean something, luxury one please.” He said, “Working under employment cannot really make us able to afford luxury car (Audi/BMW/Merc) even at the senior management level. Sure the company can get you…
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Worst over for the property market? Or getting worse?
Just a few days ago, potential investors from Penang travelled all the way to KL to view a project in Sungai Besi. If you are not thinking about property investment, would you take a bus for nearly 10 hours just to view a potential property and listen to a 2 hour talk? Anyway, demand is…
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Car vs property? Well, car ownership do mean something, luxury one please.
I love both properties and cars. Both are important if you ask me. One to make sure we are okay in the future (investment), when the prices of the property goes up. One is to tell people that we are doing okay; we could afford to drive since toll, petrol and parking will still cost…