property investment • kopiandproperty.my

Time to rejoice for potential homeowners says an article in TheStar. Our Finance Minister Lim Guan Eng said, “We placed the exemption because we want to boost the real estate sector. We hope to see a fall in new house prices. Otherwise, we will consider re-imposing the SST (on developers).” He was speaking to reporters at…

Saving up for your baby’s future? How about ‘saving’ via property?

Nov 13, 2014

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by

Charles Tan

in Basics – Property Investment, Personal Finance

A colleague asked me about advice on some education savings fund. I told him, honestly, whatever fund you intend to start saving for your new baby’s education, it should be complemented by a property strategy. Then, I asked him, how much do you think is enough for an education fund? He said if overseas, half…

It’s the duration, not the distance. ok?

Jun 14, 2014

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by

Charles Tan

in Basics – Property Investment, Property Penang

My friend visited me the other day from Penang. Born, schooled, got married and working in Penang. A pure Penangite. She went shopping and at 545pm, she travelled from city centre back to my condo in Damansara Damai within 40 minutes. There were some slow jams here and there. When she arrived, I asked her…

Buying properties? Think big, start small, my view

May 9, 2014

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by

Charles Tan

in Basics – Property Investment, Condos and High-Rise, Personal Finance

A senior manager colleague shared with me that over 10 years ago, he bought a shoplot. In his mind, he was thinking BIG. Despite just starting, he aimed at commercial property due to the potential huge profit. Alas, nothing happened after it was completed. He thought it was the worst investment he has ever made…

Buying a property – Four questions to answer

Apr 9, 2014

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by

Charles Tan

in Basics – Property Investment, Retirement Related

Recently, a friend told me that she reads my blog quite frequently these days. Quite a lot of interesting articles and her goal is to buy a few properties within a short period of time. When I asked her, ‘when?’, she just laughed. She asked me to teach her. I told her honestly, if she…

Buy property asap or don’t buy? You decide.

Jan 6, 2014

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by

Charles Tan

in Personal Finance, Property Penang

Still remember last year, before GST many people advise that we should buy properties soonest because with the impending GST, prices will rise further. If we buy later, the GST would have been factored in and the prices even higher. Whatever advice that you hear from any consultant, famous speakers or even best selling authors,…

Iskandar will not have a casino

Jan 5, 2014

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by

Charles Tan

in Iskandar / JB Property

Johor MB Mohamed Khaled said there is absolutely no truths in reports about JB having a casino. The reports in a few online portals are mischievous. Nevertheless he admitted that the approval is not for state to decide but it’s from the federal government. He completed his views on casino by saying that even if the…

Better career, more money in Singapore

Jan 3, 2014

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by

Charles Tan

in Career Related, Personal Finance

A friend said, with my salary there is nothing I could buy. It is time me to look for a job in Singapore. I look at her and replied, yes, for you I also think it is best that you work in Singapore. I do not think she is someone who works very hard or…

With RPGT, no more property investment

Jan 1, 2014

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by

Charles Tan

in Uncategorized

Someone shared in facebook recently that with RPGT at 30%, the property price would have to increase 40% in order to earn any meaningful profit. Perhaps there’s a confusion here. RPGT is Real Property Gain Tax. In other words, you pay tax on your net profit. If you sell at a loss, you pay nothing.…

Property buying – objectivity matters

Dec 31, 2013

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by

Charles Tan

in Basics – Property Investment, Personal Finance

A friend told me that she could not rent out her flat. She said she bought the flat long time ago and until now still not rented out. On and off she would bring potential tenants but none of them wanted to rent. I asked her a few questions and she told me this, ‘everytime…

95% of all property launches sold – Singapore

Dec 31, 2013

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by

Charles Tan

in Property Singapore related

We read about slowdown in transactions. We also read about oversupply of high end properties. We have read about potential property bubble. Imagine my surprise when I read a report in Propertyguru.com.sg by LTC (NS) Mohamed Ismail the CEO of P&N Holdings. It was announced that over 95% of new launching in November in Singapore was…

Tag: property investment