Tag: do not hold too much debts
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Consolidation is good. Huge debts means high risks. (Always a balance)
I am a conservative person. (Nope, nothing to do with wearing something less sexy etc. Haha) Conservative with my views about money. If I can afford a RM100k car, I would think for a very long time, evaluate all cars and then buy a RM80,000 car instead. I think my parents gave me this kind…