Category: Basics – Property Investment
-
Rental units up, Rental rates down. Double whammy, really.
This was the title of the iProperty.com’s latest report about the rental market of Malaysia. “Double whammy of rental units piling up & rental rates declining” Yes, this is like a bolt of pessimism into the property market and many property owners who are still trying to rent out their units would now be feeling…
-
Dahlia Sari @ Saujana Perdana: A 22 ft x 75 ft home with ample space, relaxing and comfortable design and pocket friendly, still.
Dahlia Sari @ Saujana Perdana: A 22 ft x 75 ft home with ample space, relaxing and comfortable design and pocket friendly, still. [Sponsored Post] COVID-19 made many property decisions change. Just before I COVID-19 arrived, I visited a few landed developments in the suburbs. There were still many choices. When I visited them again…
-
6 great reasons to sell your property now.
Many friends love to ask if they should sell their property now? My answer has always been “do you have a reason to sell your property now?” I am serious. If your reason to sell your property now is because you want to put that money into the bank, then maybe think thrice. If the…
-
I love all these real estate quotes. What’s your favourite one?
Do you have a favourite real estate quote? Yes, kopiandproperty.my already tells you that the founder loves both coffee and property too. However, as you can find here: Personal Finance, I do write a lot of non-property investment articles too. The reason is a simple one, beyond just property investment, I believe investment diversification is…
-
Anyone here likes the idea of inheritance tax?
Nobody likes to be taxed again and again. I mean everyone already pays income tax. For those who qualify to pay tax yeah. Businesses pay corporate tax. Inheritance tax is thus an ‘extra’ tax and this is not like GST which is prevalent in most countries in the world. Malaysia does not have inheritance tax.…
-
When the price is affordable, should we buy it?
When the price is affordable, should we buy it? When it comes to car, it’s not just the price that matters You saw that car model you loved a few years ago at a second-hand car listing website. The price comes with a 80% discount over the original price. It’s now affordable and you are…
-
Investing does not need to start with property. Here are 5 things to note.
My investment journey did not start with property. My first property happened only when I was 26 years old. I know, so late…right? If only I started earlier, then perhaps I would have had much higher successes today. However, before property started, I have started to invest into unit trust and stocks when I have…
-
First-time home buyers need PR1MA RTO to be successful
Heard of PR1MA RTO yet? There are many reasons why first-time home buyers could not become first-time home owners. One super major reason is because they simply could NOT save enough downpayment for that 10% of the home price. If we look at a RM350,000 property, the typical downpayment alone would be RM35,000. This is…
-
Why the bank did not approve my home loan application and what I could do about it
If you are a first-time home buyer looking to buy a property, chances are you are hoping for this: The bank will approve my home loan application. You may have read that the bank would lend you 90 percent of the home price while you have to be prepared with the 10 percent downpayment for…
-
Low Risk and High Returns for investments
Between property investment and stock investment, which one is low risk and high returns? Low risk could be both, actually. There are certainly safe stocks to buy. For example, the blue-chip counters. However, high returns? Does it apply to property investment? Let’s look at the definition for both low risk and high rick as a…
-
When we spend too much and people say we earn too little
We had a very viral piece of news about millennials spending beyond what they were earning. The stats from BNM shows that 47% of millennials have high credit card debts. People love negative news and the comments have been non-stop and some have started to debate and brought in politics. Many times, if we like…