Category: Basics – Property Investment
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Primary property market Malaysia is DOWN in H1 2016
Okay, I think if I ask ten different people, they may be able to guess this as well. Market is really slow these days. I have always thought primary market, especially the affordable ones should still be okay but I think I was wrong. Reported in Theedgeproperty, according to the Valuation and Property Services Department…
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Competition heating up for banks to get ‘loan applications?’
To those who believe that banks are in the market to reject loan applications, do think again. Recently, after the OPR cut by Bank Negara Malaysia, there has been non-stop announcements from banks on their adjustments for their base rates. In fact, just two weeks ago, my colleague told me Maybank was offering the lowest…
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Population growth in Malaysia? I contributed 2. Haha.
I believe in properties because I could see more babies. My personal way of assessing what to invest. In 2010, my wife and I were still planning for a baby. Today, glad to say that we have two. I wanted another one but my wife said ‘manufacturing plant’ closed. We shall see what happens in…
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More home loan applications in May 2016, recovery has started?
Many investors, the cash-rich ones are always on the look-out for good deals. First-time home buyers needs more enticement but perhaps May 2016 is a significant month, if the trend continues. Reported in TheSundaily, there is an increase for the first time in 16 months for “Applied Loan for Purchase of Property”. Data is from…
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Be careful with property investment today
“Prudence is a key accounting principle which makes sure that assets and income are not overstated and liabilities and expenses are not understated.” I learnt this in my first few lessons on Financial Accounting during my Pre-University days. I do not think this is a principle practised by every company these days, especially when expansion…
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Cash Flow vs Capital Appreciation
I have lunch with this friend nicknamed K.K. every week. This is one smart guy who is already driving a fancier car than me and talks about property day in and day out. Recently, he just got another home loan approval for a landed property in Klang. Yes, banks are still approving loan applications for…
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Kuching, that city I wanted to buy a high-rise unit.
I used to go to Kuching often. Perhaps once every 2 years or less. I think it’s clean, better managed than many other cities in Malaysia and lots to see and most of their attractions are considered well maintained in comparison to many in West Malaysia. I will be going again this coming October. Every…
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Homestay better than long term rental?
If we could earn RM1,000 per week by renting out your current property, would we do it? I would, of course. As per an article in TheStar, quoting numbers from AirbnB, the RM1,000 per week may be more real than a dream. Take a look at the image. The lowest happened on the list happened…
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4 MISTAKES to avoid in property investment
I read an interesting piece of news today in NST. Taiwan has mistakenly fired a ‘carrier killer’ missile towards China. Fortunately, this missile flew only 75km and dropped into the sea off Penghu which is still within Taiwan’s waters. As per reported, it was a human error. Unless we believe machines are about to gain…
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World Bank: 2017 will be a recovery year for Malaysia
Before we buy any property, we should also at least note the expert comments on Malaysia, especially from World Bank, International Monetary Fund (IMF) or even in the near future, Asian Infrastructure Investment Bank. As reported in Starbiz, World Bank has this to say about Malaysia. The malaysian economy will be growing at a…
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Increase Your Chance Of Getting A Bank Loan For Your Dream Home
The below article is by PropertyGuru.com.my You’ve earmarked a property that you really like. The question is, can you afford it and are you able to get a loan from the bank? These questions are especially crucial when it comes to purchasing the biggest investment and expense in your life. A home does cost a…