Category: Basics – Property Investment
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Rental as a determinant of the property market. Sounds clearer.
I read a good article about the property market, property prices and rental by Rachel Ong, Professor of Economics, School of Economics and Finance, Curtin University. Here’s her thought in an article in domain.com.au In the article, she shared that whenever property prices are rising, it is usually assumed that it’s because of a shortage…
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Tips to pay down debt and save $$$
When we have extra money to spare, DO NOT SPEND it somewhere. We may even forget where we spent it last month. How about using those extra to pay down our debts. Frankly, I disagree with anyone who thinks that buying many properties at the same time and hopefully flip them will make us rich.…
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Demand vs Supply is never perfect yeah. (It’s about demand and money)
I wrote this article many years ago. It’s about grabbing the opportunity when it presents itself. Here’s that article: Perfect Property with the Lowest Price. It is still true today and the foreseeable future too. Demand and Supply is always a very powerful equation. Marketing students study them and uses it to determine the highest…
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Who enjoys more, an investor or a consumer? The answer is…
Every financial guru would tell us to exercise delayed gratification. In brief, it meant we should NOT be materialistic until we really could afford to buy things without a need to ask for the price first. Well, for some of us, that may take like, forever? Haha. Anyway, I personally think delayed gratification is to…
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Property bubble bursting only after 2019. Two reasons, says expert.
Remember just days ago the brouhaha about property bubble about to burst? Here’s that article: Property bubble close to bursting due to 3 reasons. Government must be ready. This ‘prediction’ was widely shared. Anyway, I shared my personal views too about property bubble bursting. There are usually three reasons. Please be reminded that I just a…
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Understanding 3 property bubble bursting signs and more
There are many reasons why a property bubble may start building and later bursting. This was a recent view from an academician. Property bubble close to bursting due to 3 reasons. Government must be ready. This view which was published in many media outlets were widely shared and I have received it from many friends. They…
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Fengshui tips? My learnings from Master Sandy Paw
I arrived early for my talk for iProperty Home & Investment Fair in MidValley and the speaker before me was Master Sandy Paw. (click to go to her FB page). She told the crowd she had over 30 slides but was able to share just a few due to time limitations. She must respect the next speaker.…
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Property prices can ONLY go up when we can afford it.
Please read the title a few times and understand its significance to the property market. There has been predictions on when the property market will rise again. Some say that it will be in 2020 or 2021. As for now, it’s consolidation time. What is consolidation? Well,it simply meant transactions continue to happen but the…
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If interest rates kept going up, how long could we keep paying?
Briefly (Usually), when the economy is doing well, interest rates may be raised. The main reason is to prevent unwanted speculative activities. So, if the rates are raised and we have existing home loans, have we ever wondered how big would be the impact to our monthly mortgage payments? If the economy is in need…
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Should I sell since my rent could not cover my mortgage?
A good friend asked me recently this question. She has a condo and she’s upgrading to a landed. (Haha. Ok, ok… condo to landed is considered an upgrade for this article.). She said, “I am moving out and the potential rental for the condo is insufficient to cover the monthly mortgage plus the maintenance fee.…
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The TO-DO list for inspecting your new home.
About to get the keys to your new home sweet home? Well, it pays to comprehensively check all the potential defects and get them fixed before your dream renovation starts. Remember, if the defects are found later after your renovation has been completed, the developer’s contractor may blame your contractor instead for the defects. Plus…