Category: Basics – Property Investment
-
As long as you love, that’s the best yeah. Does not mean your life is better than mine. 🙂
Do I love to go holidaying in some exotic beaches where the view is spectacular? YES. Would I love to stay in my own property in some advanced cities in some advanced countries? YES. However, I would not want to be staying by the beach for 365 days a year, regardless of how spectacular the…
-
OPR is for the economy. It’s not for property, ok?
A good friend who’s a property investor said that with the Overnight Policy Rate (OPR) rate down, this will spur the property market. This was the earlier article: Lower mortgage rates, lower FD rates loh. While I cannot say I totally disagree with her statement but I have to say that the OPR adjustment downwards…
-
Catalysts for Malaysia property market. Lots more on the way. Cheers.
Stop looking at an area as a popular or not a popular one. This is especially when it comes to Greater Kuala Lumpur. The growth in population is driving the demand for properties further away and well, KLCC is already out of reach for many. It is better to look at what’s the potential and…
-
NPLs for RESIDENTIAL properties at 8 year-high. Worrying sign for 2020?
Non-Performing-Loan (NPL) happens when the borrowers fail to repay their borrowings and the banks decided that getting it back voluntarily may not be impossible. They will have to classify these loans as NPLs while at the same time they try to recover them in the near future. NPLs for Malaysian banks have always been on…
-
Fame carries an advantage. It does not carry any guarantees.
Someone asked me this question. Should we buy a project when someone famous said that the project is a good buy or the famous person bought into the project as well? My answer is to ask this. Are you buying for own-stay or to rent it out or to sell it in the future? If…
-
Over 2,000 units built and below RM300,000 but only over 200 applicants. Hmm…
If I have a manufacturing plant, I will wait for firm orders before I start producing. This will be what I do even if everyone is telling me that there is a huge demand for what I produce or that what I produce is cheap enough for everyone. Seriously, if I were to produce first…
-
It’s just a hedge against inflation. (A super important one)
As a property owner, I do not think of inflation as such a bad thing. The reason is because I am a property owner. Inflation will usually drive costs of construction up and when this does up, property prices naturally go up. However, I do not want property prices to rise like the years from…
-
Real estate not just properties. Land too. It seems durian is now one key driver of land prices too?
Agriculture sector contributed close to 8% of Malaysia’s GDP in 2018. Link to the Department of Statistics Malaysia here. I have no idea how much of this number belongs to durian but I know palm oil will be a significant chunk since Malaysia is the second largest exporter of palm oil in the world. I…
