Premium on top of premium is not wise

Today, when we buy a new home, we hope to maximise the value of our purchase. For example, some developers may provide some additional renovations package free of charge. Some would provide a few air-conditioner units free of charge. Some may provide rebates, like what my friend got when he bought a condo unit in Old Klang Road just days ago. Question, are people willing to pay premium on top of premium? What do I mean? Well, everyone is now thinking of buying at locations where MRT stations would be situated. It’s going to be very convenient. I agree. Therefore, they are willing to pay premiums of say additional 10-15 percent extra for this ‘future’ convenient.
This is where the next question would come. Assuming you are paying this 10 – 15 percent premium, do you think the next buyer would then be willing to pay another 10-15 percent extra premium on top of the premium that you are paying? Haha. I hope everyone starts to understand that affordability is a factor affecting majority of all buyers. Thus, for RM350psf to rise 10-15 percent when the unit is completed is acceptable and many could buy. Today, I have not heard of any new launches which is very nearby or connected to MRT being priced below RM500 psf.  Most of the time, it is higher because of the MRT factor. So, do everyone expect that this would increase to RM550psf or higher? At a time when we still have lots of choices in the secondary market?
Buying for own stay is definitely okay. This is because YOU are the one enjoying this convenience. Plus, all studies have shown that prices for the condos nearby MRTs always increase in price compared to those further away. I have however not read of studies which showed that these units would still be favourite when the next buyer has to pay premiums on top of the premiums that the original buyer has paid. I am sure that I am not going to be happy if I have to pay additional 25 – 30 percent for the final price from the original price. What about you? Happy deciding.
written on 25 July 2015
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