kopiandproperty.my

Author: Charles Tan

  • Dont buy leasehold property

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    by

    Charles Tan
    in

    I have to be honest, if prices are exactly the same and the location is the same, I would take freehold anytime. However, if you noticed, leasehold properties are typically cheaper. Perhaps 15-20% cheaper sometimes. Most of the time, the leasehold properties are also in good areas. As an example, Kelana Jaya. A friend buying…

  • Property prices are too high in Penang

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    Charles Tan
    in

    A friendly reminder. There are potential for a price fall for high end condos. For example, those which are over RM1 million and above. Demand may not be enough to support the oversupply. However, for those who are waiting for the RM500,000 condos to fall back to their original level of RM300,000, I personally feel…

  • Debt Free, really?

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    Charles Tan
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    Everyone loves to be debt free. Truth is, I want to also be debt free. However, one level above debt free is financial success. Debt free is not financially successful? If you bought a RM500,000 property, takes up a 15 years repayment period and finished paying everything in 10 years. You are now debt free…

  • White Coffee – Keng Nam Coffee Shop, Ipoh

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    Charles Tan
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    I love white coffee, both ice and hot. Iced white coffee in Keng Nam however, is, well, just barely meets my personal minimum standard for white coffee. It’s ok though as they are famous for their curry/kaya glutinuous rice which you must try. As well as the dry curry mee which is good but not…

  • Property downpayment – own stay (updated)

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    Charles Tan
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    When a colleague and I had lunch recently, she said she is saving money for a property. I asked her, what kind of property. She said, I am not sure yet. Once I have enough savings I will then look. I asked her how much is enough. She said she has yet to identify. Actually,…

  • Uncle Lim’s @ MYDIN and Subang Parade

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    Charles Tan
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    For the past 2 years, I have been looking for a good franchise business. My sister said she wanted to the branch manager for it. We have evaluated and discarded many and until today has yet to short list any. So, when I saw Uncle Lim’s cafe, I feel that I must try. Their famous…

  • My first condo buy – Regency Heights

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    Charles Tan
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    A close friend who’s a senior management in a US multinational said, ‘It’s not a good time to buy property now, I heard many people said the bubble will burst soon. I will wait until the price comes down and then I will buy’. I just smiled. By the way that was 6 years ago.…

  • Why kopi and property.

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    by

    Charles Tan
    in

    Kopi is Malaysian word for coffee. It means I love being a Malaysian and I love kopi. My number one favourite remains to be a cup of balanced latte. Stronger coffee compared to the milk is ok but not the other way. The best would still be good beans and the right mix of milk.…