Author: Charles Tan
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B40 needs a property as their ‘Fixed Deposit’
Do we have RM200,000 in the bank today? If we have, can we NOT take it out and buy stuffs we like? Anyway, if we have RM200,000 in the bank today earning a fixed deposit of 4 percent per annum, when we retire 30 years later, this RM200,000 would have increased to RM663,000. By then,…
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S P Setia is confident with Melbourne property demand
Most Malaysians I know love to visit Australia. It’s really apt that their two cities; Melbourne and Sydney is always among the world’s most liveable cities. Personally, I have been to Perth, Sydney and Melbourne. Total days spent in my Australian trips thus far is 32 days. I think my family and I enjoyed all…
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Property? Millennials may not be that positive but Generation Z will be buying!
Do you think the younger generation love to go for vacations or buy a property? I think it’s the former, most of the time. It’s so hard for me to decide to go for overseas holidays because of the financial part but I can safely tell you that I envy the younger working professionals. They…
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Helping Malaysians to own a property and escape poverty
Developers usually find it hardest to finish selling the Bumiputera quota in their housing developments. This will usually affect the cashflow of the property developer. Seriously, developers just want to finish selling all units so that they could move on to the next project. Else, the holding costs for these will likely be high and…
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H1 2018 launches are mostly RM500,000 and below. (affordable enough?)
Bank Negara Malaysia’s research shows that homes needed to be sub-RM300,000 in order to be affordable to most Malaysians. In fact, they have suggested some strategies which I wrote earlier too. Bank Negara’s 6 policy options. I like them all The oversupply situation is well, still high currently and usually due to the prices which are…
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Okay, now we have THREE categories of affordable homes
The current issue of Malaysians needing a home but could not afford to buy one, is it an issue of demand or is it supply? Demand may be because the salary is just not high enough, currently. Another reason may be the lack of demand even if salary is enough to buy one; negative sentiment.…
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Zuraida: “I am optimistic of the property market because…”
Every time someone tells me that the property market is about to collapse, I would smile and say I disagree. Their next statement is always ‘look at the oversupply’ I repeat, oversupply and property bubble bursting are not necessary the best team-mates. Here’s an easy to understand video yeah. I personally think the property market…
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10 reasons why we should buy a property (Part 2)
As promised, please refer to the other 5 reasons. #6 – Demand will always be around. (I meant for Malaysia). Looking at the demographics, Malaysia has a median age of 29. This is as safe as we can get. Any lower and Malaysians may not have enough demand since not that many Malaysians have worked…
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10 reasons why we should buy a property (Part 1)
kopiandproperty.my readers would have noticed that I do not usually do “top 10 reasons …. ” or “top ten things…” kind of articles. However, when I wrote “10 reasons why we will fail to buy a property” last week, the number of shares were like 5x higher than usual. Perhaps these type of articles are…