Author: Charles Tan
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Reveal statistics for defaulters? (Include statistics for successful applicants too, please)
When we look at the Non-Performing-Loan (NPL) numbers, it looks like there are very few defaulters, in percentage terms. Earlier article here. Does this mean that the banks have been too strict since only the very qualified gets their loan applications approved? Should they lower their lending criteria? Earlier ‘advice’ from a Deputy Minister here.…
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TRX is one of Malaysia’s best assets. (Invest now)
Tun Razak Exchange (TRX)’s entire development has an estimated value of over RM40 billion. This is what it says about itself. Taken from the website. “TRX is an integrated 70-acre development that will be KL’s new CBD and Malaysia’s International Financial District.” If I remember correctly, it was in early 2018 when my business partner…
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KLCP2020 – Fresh approvals for above permissible plot ratios
I love it when developments are guided by a longer term vision. One such example would be the Kuala Lumpur City Plan 2020. (KLCP2020). Let’s face it, there are no cities which could become Most Liveable in the world but developments are done haphazardly or based on whims and fancies of the authority in charge…
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When it’s ‘dangerous,’ consultation for a solution is necessary.
I am pro-development; responsible one. For example, redevelopment projects where the density will be many times higher is totally fine for me as long as it is connected the the MRT / LRT network and the prices are made affordable due to the higher number of units for more Malaysian households. However, I am against…
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Do not miss a ‘small piece’ of RM22.5 billion sale
The HOC 2019 will be here in less than 2 weeks time. There are reportedly 180 developers with a stock of unsold properties worth RM22.5 billion. Whether these units sell or not would depend on the discounts that the developers are willing to offer to prospective buyers, the type of properties, location and housing loan…
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Property Investment 2019 – What should we focus on?
If you are based in Melaka, hope to see you this Sunday (17th February 2019) . If you have thoughts about Melaka property investment, hope to see you. If you just love Melaka and wants to enjoy a nice CNY event, please drop by yeah. Of course, if you happened to know Charles Tan and…
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Sabah edition of Home Ownership Campaign (HOC) 2019. (Do not miss this!)
I love Sabah and I think this is a state with lots of potential and opportunities. Property investment is certainly one of them. We should note that the second busiest airport in Malaysia is actually Kota Kinabalu and not any other major cities in Malaysia. (as per end 2017) There are always new developments every…
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Important sign(s) for the market, not just property.
How’s the electronics manufacturing industry doing? It’s not just waiting for official statistics. I could check with a few engineer friends from different companies. If all of them say they are working hard and expects a good increment, then I know the situation’s okay. I even bought a company’s stock when I learnt that most…
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Is your home size ABOVE or BELOW average?
Ever wondered if a home of 160 sq ft is enough for a couple? Actually, there are homes of this size in Hong Kong which are being purchased by working professional couples. The major reason is due to price. Here’s one earlier article: Tesla vs micro-sized flat? What about Malaysia then? How much space is…
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The lender, the borrower and the market.
When the property market is getting too hot to handle, the government steps in with cooling measures. Whether it’s Malaysia, Singapore, Hong Kong or even China, it’s important for governments to be attentive enough not to let the market ‘explode’ due to speculative activities. When the market gets a little too cold, then it’s also…